Amin’s journey into real estate actually began with pizza! At the age of 19, using money earned from delivering pizza to qualify for mortgages, he grew his portfolio of properties, relying on credit cards to complete the renovations.
At the age of 23, Amin purchased Mainly Bikes in Narberth. He managed this business for another 6 years in conjunction with delivering pizzas and buying investment properties. As he says, “It’s all about business”! Following the sale of the bike shop in 1999, Amin began his mortgage career at Gateway Funding. By 2003 he was ready to be his own boss again. That was when Amin and his wife, Karen, launched Rock Hill Financial in Bala Cynwyd; moving to their current location in Narberth in 2006.
Amin is unique in the industry due to his incomparable diligence towards his clients and his commitment to doing it right the first time. He aims to identify any potential hurdles before the loan is even submitted for review, in order to maximize favorable outcomes. You can count on Amin to get things done that other lenders can’t. Turn downs, screw-ups, frustrated homebuyers – Amin is always up for a challenging project!
Karen began her journey in the mortgage industry in 1995 as a mortgage processor. The following year she obtained her real estate license with the goal of broadening her real estate and mortgage industry knowledge.
In 1997, Karen pivoted from mortgage originations to mortgage servicing, where she worked in loss mitigation. Karen helped borrowers avoid foreclosure while minimizing the lender's financial loss. She conducted due diligence reviews, ensuring that loans sold on the secondary market had accurate and complete documentation. Additionally, Karen facilitated the online distribution of appraisal values for the company's foreclosed home inventory to be used in the marketing of properties for sale.
In 2003, Karen, and her husband Amin, teamed up to create Rock Hill Financial, LLC. They started their company because they wanted to conduct business in a way that matched their personal values and ethics, specifically by developing long-term relationships with clients and consistently looking out for their best interests.
Despite the challenges of the mortgage crisis in 2008, Karen and Amin were able to navigate the storm by avoiding risky “No Doc” programs and staying true to sound financial practices. Karen’s only focus has been providing the very best mortgage broker services, cultivating relationships with homeowners, and developing partnerships with other likeminded businesses around the greater Philadelphia Area.